Find Out How Our Clients Save Up to 30% on Tennessee Home Insurance
Owning a home is a major milestone, something many work hard for and take pride in- so what comes next? How about protecting you and your property from an array of risk exposures with a Tennessee home insurance policy.
In order to secure you the most appropriate coverage, we take the time to fully understand your individual needs. We realize that every home and Tennessee homeowner is unique and requires unique policies. As your leading independent insurance agency we have the ability to shop multiple carriers, both locally and nationwide, comparing rates and resulting in the best possible solution for home owners insurance in Memphis, TN and beyond.
Typical coverage packages for Tennessee home insurance can include protection for the following:
- The physical structure of your home
- Replacement cost
- Personal possessions
- Additional living expense (in the event of covered loss or a natural disaster)
Maybe you need a bit more security, or specialty coverage for your home. Don’t hesitate to ask one of our expert insurance professionals about further coverage options you can purchase to enhance your home insurance plan! Supplemental policies, that can add that extra degree of protection, include:
- Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance)
- Flood Insurance policies
- Tennessee Earthquake insurance
- Umbrella Insurance policies (additional liability)
- Animal Liability (liability issues due to household pets)
At Smith-Berclair Insurance, we know what may work for one Tennessee homeowner, won’t necessarily work for you. So if you need comprehensive and affordable Tennessee home insurance please give us a call today. One of our dedicated agents will be happy to provide you with a thorough coverage evaluation as well as offer you a free Tennessee homeowners insurance quote!